Citibank called to inform me that my credit limit has been revised simply because I have had a change of job and have taken a paycut. According to Citibank, this is due to a regulation by the government which said that our credit limit can only be a maximum of twice our salary. While it is good that the bank takes the regulations seriously, my pride does not seem to have been taken into consideration. Well, it is not important to them anyway. It merely applies to me.
Suddenly, I felt as if I have been made 'poor'. Or is it because I am simply just a proud person who tends to take things too seriously. Realistically speaking, the revision in credit limit does not affect me because I do not spend much. So if it does not have a significant impact on me, why should I feel so upset? It all boils down to the psychological effect.
Hey Jo!
Take it easy. If there is no impact on you, just let it go. There are more important things in life to think about!!!
Yeah!!!!!!!!!!!
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